Author Archives: George Valentin Voina

Filter #XML Documents using #XPATH2 Transforms for signature digests #banking #fintech

By | November 26, 2021

While working with XML Documents and trying to implement the XMLSignature I hit the issue of filtering what to sign from an XML. The basic documentation of the from XML signature standard XML Signature Syntax and Processing Version 1.1 describes several methods that can be used to transform an XML to prepare it for signing.… Read More »

Learn #banking, #fintech and #payments jargon: Money

By | August 11, 2021

Money Definition: Money is any object that is generally accepted as payment for goods and services and repayment of debts in a given context. Details: The main functions of money are distinguished as: a medium of exchange; a unit of account; a store of value; and, occasionally, a standard of deferred payment. Money evolved over… Read More »

#fintech #security Implement a simple #SCA algorithm for your #B2B #API implementation.

By | August 19, 2021

Strong Customer Authentication (SCA) is a new European regulatory requirement as part of the second Payment Services Directive (PSD2) for authenticating online payments and make them more secure. There are some actions such as funding a transfer from your balance or viewing the statement that require SCA within the UK and EEA. SCA builds additional… Read More »