Starting from 9th of June 2021 #Bitcoin is legal tender in #ElSalvador. This has major world wide consequences and bellow are my takes on this. No country can tax profits from selling #Bitcoin as is no longer an “asset” but a currency. Remember #XRP issues with this topic. The Federal Reserve is investigating Ripple company,… Read More: My take on #Bitcoin, #ElSalvador and #CBDC »
Swift MT and ISO messages are the basic message formats used all across the financial world in most of the payment systems. Yes there are notable exceptions like NACHA or some country specific message formats but if you need to interface with or implement some payment system that at some point connects to SWIFT you… Read More: #fintech Resources for understanding #SwiftMT and #ISO #payment messages »
I all this BTC craze I wanted a nice way to get all the time the latest Bitcoin value and the value of my BTC stash.
This is my small contribution to the decentralized finance. Bitcoin is a future store of value. Bitcoin is not a traditional currency. Craig Wright It’s Not Satoshi. I am a Coinbase customer. I have a Mycelium wallet also. Stock market is a scam, do not buy shares. Banks are no longer a valid way to… Read More: #Bitcoin white paper and my financial advices #Coinbase #Mycelium »
When you start reading lots of VC tweets and blog posts is easy to get confused by the deluge of acronyms they use. The following are the basic definitions for the most important acronyms. CAC = Customer acquisition cost TAC = Total acquisition cost LTV= Lifetime value TAM = Total available market YoY growth =… Read More: Acronyms of a #VC for #fintech people »
As a new found collector of challenger bank accounts the new #fintech Curve (@imaginecurve) it was an obvious must have. When I heard about this “magic” proxy card, one card to hold all your other cards, I was in awe. How natural and simple idea that fit my case perfectly. Due to the new found… Read More: Banking 2.0 or the online revolution @imaginecurve #fintech #swag »
Like a true Star Trek fan I have my lists: this is one of most complete compilation of the “Ferengi Rules of Acquisition”. I swear they apply in the real Business World, almost to the letter 🙂 Sadly we can see behaviours that follow the rules also in #Fintech, Banking and Social Media companies. So… Read More: Ferengi Rules of Acquisition vs #Fintech »
My new collector passion seems to be about new challenger bank accounts 🙂 Yes, now is the turn for Monese. My third online bank after #Revolut and #TransferWise. As I already mentioned in a previous post, banking 2.0 is here. Enrollment is very easy with a video based verification and with a simple upload of… Read More: Banking 2.0 or the online revolution #Monese #fintech »
Being someone that writes software used by banks around the world as a living, the PSD2 directive is something that was very exciting to me. The idea of being able to access banking data through open APIs not only through sometimes clunky and annoying web pages developed by some banks is something that is very… Read More: #PSD2 #Fintech State of #APIs of banks and financial service… »
In a very bold move Fintech firms to get access to Singapore’s real-time payment system. I like how this type of small countries like Estonia and Singapore become test labs for the financial technology. It is easy to do radical new things that use technology and change habits in a very technology oriented location like… Read More: #Fintech joins the big boys in Singapore »