Learn #banking, #fintech and #payments jargon: Available Balance

By | May 13, 2025
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Available Balance Definition: The total funds a participant in a payment system has available for settlement of transactions at any moment. Calculated as a total of some pre-defined components: opening balance net value of credits and debits processed but not applied yes usable minimum reserve requirement account limits collaterals (loans, pledged securities, pledged stock options… Read More: Learn #banking, #fintech and #payments jargon: Available Balance »

Learn #banking, #fintech and #payments jargon: Acceptance for Settlement

By | June 17, 2021
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Acceptance for Settlement Definition: The moment at which a payment transaction becomes irrevocable as far as the sender is concerned. This is the point at which a transaction passes the tests to determine whether there is sufficient collateral for the transaction to proceed. Details: You have to see this as the last stage of a… Read More: Learn #banking, #fintech and #payments jargon: Acceptance for Settlement »

#balaji list of must read resources for #crypto, #bitcoin, #ethereum

By | June 15, 2021
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This post is more like a personal note of the resources indicated by Balaji as a must read if you want to start the journey of understanding crypto currencies and the underlying technology. Mastering Bitcoin Mastering Bitcoin is a book for developers, although the first two chapters cover bitcoin at a level that is also… Read More: #balaji list of must read resources for #crypto, #bitcoin, #ethereum »

My take on #Bitcoin, #ElSalvador and #CBDC

By | November 2, 2021
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Starting from 9th of June 2021 #Bitcoin is legal tender in #ElSalvador. This has major world wide consequences and bellow are my takes on this. No country can tax profits from selling #Bitcoin as is no longer an “asset” but a currency. Remember #XRP issues with this topic. The Federal Reserve is investigating Ripple company,… Read More: My take on #Bitcoin, #ElSalvador and #CBDC »

#Oracle ORA-00600: internal error code, arguments: [ktbdchk1: bad dscn]

By | November 2, 2021
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Oracle 11g database with Data Guard active. A switch of the sites (from production to disaster recovery node) is done and all seems good. Suddenly one day after the switch (more than one month) the enterprise application using it cannot connect any-more (connection pool getting filled up). The underlying issue that causes this is reported… Read More: #Oracle ORA-00600: internal error code, arguments: [ktbdchk1: bad dscn] »

#Oracle: #SQL to get the latest executed queries in a schema

By | February 20, 2021
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I was trying to obtain the last executed query on an Oracle instance. Seems easy but I wanted also: to exclude the queries that are done by sys user as maintenance to focus on queries executed by a specific client type. The best way to do it is to use the V$SQLAREA system table. V$SQLAREA… Read More: #Oracle: #SQL to get the latest executed queries in a… »